Dutch Miller's Beckley Automall

Feb 16, 2024
GMC employee discussing finance options with customer at the GMC dealership with a GMC model visible in the background

Are you looking for the best place to get car financing? Apply for a loan through your GMC dealership. Dealership financing is an incredible option for a wide range of buyers, from people with low credit scores to people with perfect ones. Let’s take a look at some of the benefits.

5 Benefits of Getting Car Financing at Your Buick/GMC Dealership

1. A Low Credit Score Is No Problem

Is your credit score not in the best shape? That’s completely okay. Having a poor credit history doesn’t mean it’s impossible for you to get a car loan, even if credit unions, banks, and online lenders deny your application. Dealerships frequently offer auto loans to people who don’t have a great credit score, so it’s always worth applying for financing at your dealer.

2. A Great Credit Score Can Get You a Low-Interest Loan

Looking for the lowest interest rates possible? If your credit is in great shape, then you may qualify for a car loan with a very low interest rateā€”even 0% APR. Always check if your local dealer has any promotions running at the time. Promotional offers at dealerships are how qualified buyers can often secure loans with these incredibly low interest rates.

3. A Streamlined Process Saves Time

Looking to make the car buying process go by as quickly as possible? If you head to the dealer, then you can take care of all aspects of selling your old car and buying a new one in a single day. Here’s what you can do in just one trip when you head to your local dealer:

  • Pick a new car
  • Trade in your old vehicle
  • Apply for financing
  • Get approved for your loan
  • Finalize your trade-in and sale

4. An Online Credit Application Is Super Convenient

Want to get approved before you start shopping? Our dealership lets you apply for a loan online and get pre-approved, so you’ll know whether you can get a car loan without even leaving the house. Once you’re approved, you can then figure out your budget before you even come to the dealership and start looking at vehicles. Pre-approval allows you to get organized quickly from the comfort of your own home.

5. A Loan From a Dealership Doesn’t Limit You

Would you prefer a shopping experience without limits? Getting financing through a bank or credit union often limits your options when you’re shopping for a new car. You may have to shop from a dealer within the lender’s network, but there’s never a guarantee that you’ll find the car you want at one of those dealerships. Getting financing through a dealership allows you freedom of choice. You can pick a dealership that you know stocks the car you want.

Finance your car at Dutch Miller’s Beckley Automall in Beckley, WV. You can get pre-approved online through our website today.